About Us

Who We Are

SAS Loans is a channel partner of digital lending platforms which provide loans from Banks/NBFCs registered with RBI.

Why You Should Choose Us

We analyze Information shared by you with lenders' policies. Every bank & NBFC has a certain set of criteria for loan eligibility with parameters like: salary bracket, credit risk assessment, serviceable area and company’s category etc. We collect and compare information on the eligibility criteria for loans by banks/NBFCs to generate the most suitable and eligible offers for you according to your needs in which probability of approval are very high.

How This Works

For example, you require a loan amount of INR 5,00,000/-. Now, you are wondering, where should you apply for the loan? Which bank/NBFC? We know that every bank & NBFC has a certain set of criteria for loan eligibility.

Now let us suppose that you decide to directly approach banks/NBFCs for your loan. First, you approach a bank and apply for a loan. Your CIBIL/Credit score is checked. Unfortunately, due to failing in some criteria your application gets rejected. Then, you approach another bank. This way is not only time consuming but also hurts your Credit score as your credit score will be checked again and again. We save you this hassle as we get your eligibility checked with 90+ banks/NBFCs and your loan application is only applied where you are eligible with matching your application credentials with lender policies.

Credit Score

In loan/credit approval, Credit score plays a very important role. Every time you apply for a loan/credit card, the lending institution (bank/NBFC) automatically pulls your Credit report from credit bureaus. Multiple enquiries hurts Credit score and brings it down. High number of enquiries in short span of time also affects the decision-making in loan/credit approval.

Please Note

We are not an instant loan app. In case your loan application profile exactly matches with lender policies then you may get approval and disbursement within few hours otherwise it may take 5-7 business days to get approval and disbursement.

When we apply for a loan, there is a period of time wherein we experience the feelings of stress, anxiety and hope. We understand that loan for a client is more of a need rather than a want and that is why we provide daily updates to our clients on their loan application status right from the submission of their application till disbursement.

We keep the client informed at every stage. In case of rejection, we inform the client of the reasons and how to resolve those issues so that next time they can avail the loan without any problem.

► Creating faster solutions for your financial needs:

★ Apply for a Loan through your mobile

★ All Purpose EMI Calculator

★ FOIR Calculator

★ Personal Loan Eligibility Calculator

★ Home Loan Eligibility Calculator

★ Minimum Amount Due Credit Card Calculator

★ Debt Payoff Credit Card Calculator

★ Minimum Amount Due Credit Card Calculator

★ Future Value Calculator

★ Loan Comparison Calculator

★ Monthly Budget Calculator

► Apply for a Loan Through Your Mobile

Instead of applying to different banks/NBFCs/loan apps, hitting your credit score again and again, it will do better for you to choose us and let us handle the whole process from applying for a loan till its disbursement.

► All Purpose EMI Calculator

Calculate EMI for any loan such as Personal Loan, Business Loan, Home Loan, Education Loan, Car Loan, Loan Against Property (LAP) along with Amortization Chart which will give you a breakup of your monthly repayments ---- monthly EMI, Interest, Principal.

► FOIR Calculator

FOIR stands for Fixed Obligation to Income Ratio and is used by banks & NBFCs to calculate loan eligibility. Calculate your FOIR instantly using our FOIR Calculator.

► Personal Loan Eligibility Calculator

Know the loan amount you are eligible for by using our Personal Loan Eligibility Calculator.

► Home Loan Eligibility Calculator

Check your eligibility by using our Home Loan Eligibility Calculator.

► Minimum Amount Due Credit Card Calculator

You must have read and noticed yourself that making only the minimum monthly payment on a credit card leads to heavier interest charges and also a longer time period stretching over years to pay off the total outstanding dues. But exactly how much time will it take for you to payoff your credit card dues and how much will you be exactly paying in this entire time period? This calculator will help you know how long it will take to pay off your credit card dues if only the minimum due amount is paid every month. It will help you to know --- (i) Years in which credit card debt will be repaid (ii) Total Interest payable (iii) Total Principal payable (iv) Total Amount (interest+principal) payable.

► Debt Payoff Credit Card Calculator

By just increasing 1% on the Minimum Due Amount payment, check how fast you can pay off your dues and save interest on the total dues.

► Future Value Calculator

Check the Future Cost/Value of your investment, Marriage, Child's Education, Retirement Planning, Vacation, etc.

► Loan Comparison Calculator

Do you have 2 loans in mind but unable to determine which one to choose? Compare EMIs, Total Interest and Total Amount Payable for 2 different loans.

► Monthly Budget Calculator

This calculator is based on FORCH and is a very important tool to know where and how much you are spending your money in order to manage your money better and help you achieve your financial goals. Just input the monthly incomes and monthly expenses incurred by you under the various categories and see the result.

► Compare Interest Rates of Different Banks & NBFCs for:

★ Home Loan

★ Personal Loan

★ Business Loan

★ Loan Against Property (LAP)

► Types Of Loans We Deal In:

★ Home Loan

★ Mortgage/Loan Against Property

★ Personal Loan

★ Business Loan

★ Education Loan

► Special Offers

There are different schemes run by different banks and NBFCs for different needs of customers. There is a section for Special Offers where you will find various schemes on Loan types such as Loan Against Property (LAP), Personal Loan, Home Loan & Education Loan.

► Eligible Income Programs for Special Offers

★ Banking Surrogate

★ GST Surrogate

★ Repayment Track Record (RTR)

★ Low Loan-To-Value (LTV)

★ Special Program for Moratorium-Availed Customers

★ Cash Flow LIP Program

★ Balance Transfer Surrogate

★ Pure Rental Income

Service and Cooperation are foundations of our integrity.

► We follow the principles of LUA

★ Listen - Attentively

★ Understand - Client's Need

★ Act - Accordingly

We make sure that you can absolutely rely on us for your needs.

► For Any Queries/Feedback, please get in touch with us at:

Email: info@sasconsultancy.co.in

We want you to feel perfectly secure with us: your data is safe with us.