Upto 10 Crore

Co-applicant may be required

ELIGIBILITY CRITERIA

◘ EMPLOYMENT– Salaried, self-employed business or self-employed professional.

◘ AGE – Minimum age to be eligible for loan is 23 years and maximum age at loan maturity is 65 years.

◘ INCOME – Minimum net monthly income required is Rs. 25,000/-

REQUIRED DOCUMENTS

FOR SALARIED

◘ Identity & Age Proof – PAN Card/Aadhaar Card/Passport/Voter ID Card/Driving License

◘ Current Address Proof – Passport/Aadhaar Card/Voter ID/Driving License/Telephone Bill/Electricity Bill/Phone Bill/Gas Bill

◘ Signed application form alongwith 2 passport size photographs

◘ Income Proof – Form 16, Latest 6 months salary slips & Latest 6 months bank statement

FOR SELF-EMPLOYED

◘ Identity Proof – PAN Card/Aadhaar Card/Passport/Voter ID Card/Driving License

◘ Signed application form alongwith 2 passport size photographs

◘ Business Existence & Continuation Proof – GST Registration/MSME Registration Certificate/ Partnership Deed/Certificate of Practice/Registration Certificate issued by government authority

◘ Office Address Proof – Electricity Bill/Gas Bill/Phone Bill/Bank Statement/Shop & Establishment act Certificate/ MSME Registration Certificate

◘ Income Proof – Last 2 years ITR, Last 12 months bank statement

ADDITIONAL INFORMATION

◘ Loan Tenure – Min. 1 to max. 30 years

◘ Interest rate –

6.75% to 12.50%

13% to 18%

◘ Processing Fees – Min. 0.50% to max. 2.50% Depending on applicant loan profile and lender policies

◘ Loan Amount – Min. 10 Lacs to max. 10 Cr

◘ Loan Processing Time – Min. 10 days to max. 15 days Depending on loan amount required and lender policies

REQUIRED PROPERTY DOCUMENTS

◘ NOC from Society/Builder

◘ Detailed estimate of construction cost of house

◘ Sales Deed, Allotment Letter, Possession Letter or Stamped Agreement of Sale with Builder

◘ Property Tax Receipts, Maintenance Bills and Electricity Bills

◘ Receipts of advance payments made towards purchase of house/flat

◘ Copy of Approved Plan for construction

◘ Payment receipt or bank account statements showing payments made to Builder or Seller