Upto 50 Crore

Co-applicant may be required

ELIGIBILITY CRITERIA

◘ EMPLOYMENT– Salaried, self-employed business or self-employed professional.

◘ AGE – Minimum age to be eligible for loan is 23 years and maximum age at loan maturity is 70 years.

◘ INCOME – Minimum net monthly income required is Rs.25,000/-

REQUIRED DOCUMENTS

FOR SALARIED

◘ Identity & Age Proof – PAN Card/Aadhaar Card/Passport/Voter ID Card/Driving License

◘ Current Address Proof – Passport/Aadhaar Card/Voter ID/Driving License/Telephone Bill/Electricity Bill

◘ Signed application form alongwith passport size photograph

◘ Income Proof – Latest 3 months salary slips, ITR or Form 16 of past 2 years and Latest 1 year Bank Statement

FOR SELF-EMPLOYED

◘ Identity & Age Proof – PAN Card/Aadhaar Card/Passport/Voter ID Card/Driving License

◘ Current Address Proof – Passport/Voter ID Card/Driving License/Telephone Bill/Electricity Bill

◘ Office Address Proof – Electricity Bill/Gas Bill/Phone Bill/Bank Statement/Shop & Establishment act Certificate/ MSME Registration Certificate

◘ Signed application form alongwith passport size photograph

◘ Income Proof – Last 2 years ITR, Profit & Loss account, Balance Sheet audited by a chartered accountant and Latest 1 year Bank Statement

◘ Business Existence & Continuation Proof – GST Registration/MSME Registration Certificate/ Partnership Deed/Certificate of Practice/Registration Certificate issued by government authority

ADDITIONAL INFORMATION

◘ Loan Tenure – Min. 1 to max. 20 years

◘ Interest rate –

8.15% to 14.50%

◘ Processing Fees – Min. 0.50% to max. 2.50% Depending on applicant loan profile and lender policies

◘ Loan Amount – Min. 10 Lacs to max. 50 Cr

◘ Loan Processing Time – Min. 12 days to max. 15 days Depending on loan amount required and lender policies